Puducherry
Medical Assistance Scheme (PBAOCWWB)
Main benefit
Financial Assistance of ₹500/- for initial minimum period of 5 days and thereafter ₹50/- per day upto maximum of ₹1500/- per month, credited within 15 days through Direct Benefit Transfer (DBT).
Can you get this scheme?
Conditions at a glance
- Age 60 or above
About
The "Medical Assistance" is a Welfare Scheme by the Puducherry Building and Other Construction Workers Welfare Board, Labour Department, Union Territory of Puducherry. Through this scheme, the Board may sanction financial assistance to the Construction Workers who are hospitalized for five or more days due to an accident or any disease. The financial assistance shall be ₹500/- for the first 5 days and ₹50/- each for the remaining days, subject to a maximum of ₹1,500/- .
Benefits
- Financial Assistance of ₹500/- for initial minimum period of 5 days and thereafter ₹50/- per day upto maximum of ₹1500/- per month, credited within 15 days through Direct Benefit Transfer (DBT).
Who can apply
- The applicant should be a citizen of India.
- The applicant should be registered as a Construction Worker with the Puducherry Building and Other Construction Workers Welfare Board.
- The applicant should have completed the age of 18 years.
- The applicant should not have completed the age of 60 years during the preceding 12 months in the construction work.
- The beneficiary should be contributing to the Board's Fund.
- The applicant should not have defaulted in payment of contribution to the Board for a continuous period of more than one year.
- The applicant should have been hospitalized for five or more days due to an accident or any disease.
Documents needed
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How to apply
Offline
Registration
- 1
The interested construction worker should visit the Office of the Puducherry Building and Other Construction Workers Welfare Board (Industrial Estate, Thattanchavady, Puducherry - 605 009) and obtain the prescribed format of the registration form free of cost from the concerned authority exclusively entrusted to issue and collect filled-in applications.
- 2
In the registration form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required), add a declaration stating that you are a construction worker, mentioning your worksite.
- 3
The interested construction worker should submit the duly filled and signed registration form and the documents to the concerned authority.
- 4
Request a receipt or acknowledgement from the concerned authority to whom the registration form has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable).
- 5
Upon verification by the inspectors under the Act towards genuineness, the concerned worker will be enrolled as a beneficiary with the approval of the Secretary (Board). *The beneficiary should pay the registration of ₹25/- at the time of enrollment and ₹100/- per year as an annual subscription.*The Board collects ₹300/- as a renewal fee once in three years. Application
- 6
The interested construction worker should visit the Office of the Puducherry Building and Other Construction Workers Welfare Board (Industrial Estate, Thattanchavady, Puducherry - 605 009) and obtain the prescribed format of the application form free of cost from the concerned authority exclusively entrusted to issue and collect filled-in applications. ORThe interested construction worker should take print of the prescribed format of the application form provided in the section "Application for Welfare Benefits" on Page No. 77 of the Citizen's Charter.
- 7
In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).
- 8
The interested construction worker should submit the duly filled and signed application form and the documents to the concerned authority.
- 9
Request a receipt or acknowledgement from the concerned authority to whom the application form has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, and a unique identification number (if applicable). NOTE: The application should be submitted within one year from the date of discharge.
Common questions
Can a construction worker with a lapse in contribution still be eligible?
No, the beneficiary should be contributing to the Board's Fund, and there should not be a default in payment of contribution for more than one year.
What happens if a worker is hospitalized for less than five days?
The scheme is applicable for construction workers hospitalized for five or more days due to accident or any disease.
Is there an age limit for applying for the scheme?
The applicant should not have completed the age of 60 years during the preceding 12 months in the construction work.
What if a worker has defaulted in payment previously?
The applicant should not have defaulted in payment of contribution to the Board for a continuous period of more than one year.
What financial assistance does the Medical Assistance scheme provide?
The scheme offers ₹500/- for the initial 5 days and ₹50/- per day thereafter, up to a maximum of ₹1,500/- per month, credited through Direct Benefit Transfer (DBT).
How quickly are the benefits disbursed after hospitalization?
Financial assistance is credited within 15 days through Direct Benefit Transfer (DBT) after the completion of the hospitalization period.
Can the financial assistance be used for purposes other than medical expenses?
The assistance is specifically for construction workers hospitalized due to accident or disease, intended for covering medical expenses during that period.
Is there a maximum limit on the total benefits a worker can receive?
The maximum benefit under the scheme is ₹1,500/- per month.
Are the benefits taxable?
The scheme provides financial assistance, and it is advisable for beneficiaries to consult with a tax professional for information on tax implications.
Is there an option for a lump sum payment instead of monthly assistance?
The scheme outlines a daily payment structure, and there is no provision mentioned for a lump sum payment.
Are there any conditions for extending the benefit period beyond 5 days?
The benefit period extends beyond 5 days only if the hospitalization continues, with a daily assistance rate of ₹50/-.
Can the beneficiary choose the mode of receiving the financial assistance?
The benefits are credited through Direct Benefit Transfer (DBT), providing a secure and efficient mode of payment.
Similar schemes
- PuducherrySpecialized Treatment & Medical Assistance Scheme (PBAOCWWB)
- PuducherryAccident Medical Assistance Scheme (PBAOCWWB)
- Central GovernmentRMEWF-Financial Assistance For Medical Treatment Of Ex-Servicemen
- Central GovernmentAFFDF-Financial Assistance For Treatment Of Serious Diseases To Non Pensioner Ex-Servicemen (All Ranks)/Widows