Bihar
Bihar Student Credit Card Scheme
Main benefit
Education loans can be made available to every interested student by linking with banks under the Bihar Student Credit Card Scheme.
Can you get this scheme?
Conditions at a glance
- Age 25 or above
- Age up to 25
- Work: Student
About
The Bihar Student Credit Card Scheme has been implemented with the aim of providing financial assistance to the 12th class passed students who are deprived of higher education due to economic reasons under Bihar's seven determinations developed under the state government's good governance program 2015-
0. It has been decided to do this, so that students can get convenience in getting higher education. Under this scheme, the objective is to provide education loan to every willing student who has passed class 12 by linking with banks.
The GROSS ENROLLMENT RATIO (GER) in higher education currently stands at 13 percent. At the national level, this proportion is about 24 percent. The state government aims to take all necessary steps to make Bihar's GER equal to the national average. Student Credit Card Scheme will be helpful in fulfilling this objective. This scheme will be implemented from October 02, 2016.
Benefits
- Education loans can be made available to every interested student by linking with banks under the Bihar Student Credit Card Scheme.
- Education loan up to a maximum limit of Rs. 4 lacks.
Who can apply
- Students should be residents of Bihar.
- Students should be passed the 12th class from the state of Bihar.
- It is mandatory that the students have taken enrollment in an educational institution recognized by the concerned regulatory agency of Bihar and other state or central government.
- This loan can be given for general higher education courses and various professional/technical courses like- BA / B.
- Sc / Engineering / MBBS / Management / Law etc.
- The applicant's age should not be more than 25 years on the date of applying for the loan to be benefited under this scheme.
- If the applicant has a degree of one level, then the same level of degree will not be covered under this scheme. This provision will not apply to technical or managerial courses.
- In case of dropout by the beneficiaries for whatever reason, the balance amount of the loan from the time of dropout will not be made available to the institution or the student.
Documents needed
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How to apply
Online
Applicant Students need to apply through a Mobile app or Online portal.
Some general desired information will be entered by the applicant in the portal/Mobile App.
On submission of the above information, a One Time Password will be sent to their mobile number and e-mail.
After the authentication process, the personal details form will be available to the applicant. After entering the required information and submitting it, a webpage will open in which the student credit card scheme online form will be selected from the three available options and the desired information will have to be entered
After submitting the online application, the applicant will receive its acknowledgement along with the unique registration number on the mobile number and e-mail.
No documents are to be attached online.
Common questions
What is Student Credit Card Scheme ?
Bihar govt. had decided to set up an Education Finance Corporation for loan disbursement to students under BSCC Scheme.
Who may get the scheme benefits ?
Students of Bihar State can get the scheme benefits.
What are the benefits under BSCC scheme ?
Bihar State Students will get Educational Loans up to Rs. 4
Lacks Who may apply for BSCC scheme ?
1. Students should be residents of Bihar. 2. Students should be passed the 12th class from the state of Bihar. 3. It is mandatory that the students have taken enrollment in an educational institution recognized by the concerned regulatory agency of Bihar and other state or central government. 4. This loan can be given for general higher education courses and various professional/technical courses like- BA / B.Sc / Engineering / MBBS / Management / Law etc. 5. The applicant's age should not be more than 25 years on the date of applying for the loan to be benefited under this scheme. 6. If the applicant has a degree of one level, then the same level of degree will not be covered under this scheme. This provision will not apply to technical or managerial courses. 7. In case of dropout by the beneficiaries for whatever reason, the balance amount of the loan from the time of dropout will not be made available to the institution or the student.
How to apply for the scheme ?
1. Applicants may register their self. 2. After authentication through OTP, Applicants may fill the application form. 3. And Submit.
What is the URL to apply online ?
Click on the following link. URL : https://www.7nishchay-yuvaupmission.bihar.gov.in/add
FtrUser PageWhat documents are required while submitting the online application ?
No documents are to be attached online.
What is the minimum education qualification required ?
Students should be passed the 12th class from the state of Bihar.
Can other state students also apply for this scheme?
No, Students should be residents of Bihar.
What is the maximum age to avail the scheme benefits ?
The applicant's age should not be more than 25 years on the date of applying for the loan to be benefited under this scheme.