तमिलनाडु
Unemployed Youth Employment Generation Programme
मुख्य लाभ
Under the scheme, subsidy assistance will be provided by the State Government up to 25% of the project cost (Maximum to a limit of ₹2.50 Lakhs) for setting up Manufacturing/ Service / Business…
क्या यह योजना आपको मिलेगी?
शर्तें एक नज़र में
- उम्र 35 साल तक
- परिवार की सालाना आमदनी ₹5 लाख तक
- काम: व्यापार / स्वरोज़गार
योजना की जानकारी सरकारी वेबसाइट की तरह अंग्रेज़ी में है। हिंदी में सुनने के लिए “आसान हिंदी में समझाएँ” दबाएँ।
योजना के बारे में
The Micro, Small and Medium Enterprises Department, Government of Tamil Nadu introduced the scheme "Unemployed Youth Employment Generation Programme (UYEGP)" which aims to mitigate the unemployment problems of socially and economically weaker sections of society, particularly among the educated and unemployed youth of the state. The youth of the state will become self-employed by setting up Manufacturing/ Service / Business enterprises by availing loans up to the maximum of ₹15 Lakhs, ₹5 Lakhs, and ₹5 Lakhs respectively with subsidy assistance from the State Government up to 25% of the project cost (Maximum to a limit of ₹2.50 Lakhs). The objective of the programme is to assist marginalized youths to become entrepreneurs.
लाभ
- Under the scheme, subsidy assistance will be provided by the State Government up to 25% of the project cost (Maximum to a limit of ₹2.50 Lakhs) for setting up Manufacturing/ Service / Business enterprises.
कौन आवेदन कर सकता है
- 1. The applicant should be a permanent resident of Tamil Nadu.
- 2. The applicant should be a minimum of 18 years of age; and (a) for the General category: maximum of 35 years of age. (b) for Special category (SC/ ST/MBC/ BC/ Minorities/ Ex- Servicemen/ Differently abled/ Transgender): maximum of 45 years of age.
- 3. The applicant should have passed the 8th standard.
- 4. The family income of the applicant should not exceed ₹5 lakhs per annum.
- 5. The applicant's contribution should be 10% of the project cost for the General category; or 5% for the Special category.
- 6. Entrepreneurship Development Programme (EDP) training is mandatory.
- 7. Project cost should not be more than ₹15 lakhs for manufacturing, and ₹5 lakhs for Trading / Service projects.
ज़रूरी कागज़ात
जो कागज़ आपके पास हैं, उन पर टिक करें। हम याद रखेंगे।
12 में से 0 तैयार
आवेदन कैसे करें
Online
Application Processes:
- १
The applicant willing to avail loan under the UYEGP scheme should fill up the online application through the Official Website of the Micro, Small and Medium Enterprises Department, Government of Tamil Nadu.
- २
On the home page, click on "Apply Online” and then "New Application”.
- ३
Click on 'Register' and fill in the details like Name, Date of Birth, Email ID, Aadhaar Number & Mobile Number.
- ४
After successful registration, click on 'login' and fill in all the mandatory details.
- ५
Upload all the necessary documents and submit the application form. Post- Application Process:
- ६
Verification of eligibility of online submitted application by District Industries Centre (DIC).
- ७
The applicant will receive a call letter for attending the interview and participating in the interview.
- ८
Recommendation of loan application to bank and sanctions of loan to be accorded by the bank.
- ९
Receiving the call letter for attending Entrepreneurship Development Programme (EDP) training and attending EDP training.
- १०
After receiving the EDP completion certificate and the applicant needs to submit it with other documents as required by the bank to the bank.
- ११
Loan disbursement by banks and filing of subsidy claim by the bank with DIC.
- १२
The subsidy amount will be disbursed by DIC and deposit subsidy amount under TDR for 3 years. After the completion of 3 years, the subsidy will be adjusted in the loan amount. Procedure for Online Filling of Application Dos and Don'ts
आम सवाल
What are the eligibility norms to get benefitted under this scheme?
Any individual, above 18 years of age. The upper age limit for General Category is 35 years and for special category 45 years. The minimum educational qualification is passed in VIII Standard. The applicant should be a resident of the place for not less than 3 years. The family income of the beneficiary along with the spouse should not exceed ₹5,00,000/- per annum.
What is the component of Project cost?
Capital expenditure loan, one cycle of working capital, and 10% of the project cost as own contribution in case of a general category and 5% of the project cost in case of a special category loan.
Yes Whether Collateral security is mandatory?
As per RBI guidelines, the Project Costs of up to ₹10 lakhs under UYEGP loans are free from Collateral Security. The Project can very well be covered under CGTMSE also.
Whether existing unit can avail loan under UYEGP?
No.
Only new unit Which is the agency implementing the scheme at District Level?
District Industries Centres (DICs) of the concerned Districts and the Office of the Regional Joint Director of Industries and Commerce in respect of Chennai District will be the implementing agencies for the Scheme.
What are all the activities / area covered under this scheme?
The scheme is applicable to all areas in the State including Rural and Urban Areas. All economically viable Manufacturing, Service, and Business Activities excluding direct Agricultural operations like raising of crops etc.,
All Nationalized Banks, Private Sector Banks, and Tamil Nadu Industrial Co-operative Bank What is the maximum project cost under each category?
₹15 lakhs for
Manufacturing Sector, ₹5 lakhs for Service Sector, ₹5 lakhs for Business Sector What should be the promoter's contribution?
10% on the Project Cost for General Category as Promoter's contribution and 5% on the Project Cost for Special Categories (viz. Scheduled Caste /
Scheduled Tribe / Backward Classes / Most Backward Classes / Minorities / Women / Ex-servicemen / Physically Challenged / Transgender) as owners' contribution How much contribution will have to be made from the bank towards project cost?
The amount of the Bank Loan is 90-95% loan of the project cost. (Including Government Subsidy of 25%). Bank should release 90-95% of the project cost as a loan and then claim a subsidy.
What is the rate of interest charged under UYEGP scheme?
The rate of interest is as per the guidance of RBI.
What is the repayment tenure under the scheme?
Repayment tenure will be 5 years or as fixed by the bank in accordance with the guidance of RBI.
What is the lock in period for Govt subsidy?
3 years