केंद्र सरकार · Ministry Of Health & Family Welfare
Pradhan Mantri Garib Kalyan Package : Insurance Scheme For Health Workers Fighting COVID-19
मुख्य लाभ
Health workers get an insurance coverage of Rs.
क्या यह योजना आपको मिलेगी?
9 आसान सवालों के जवाब देंयोजना की जानकारी सरकारी वेबसाइट की तरह अंग्रेज़ी में है। हिंदी में सुनने के लिए “आसान हिंदी में समझाएँ” दबाएँ।
योजना के बारे में
An Insurance scheme from Ministry of Health and Family Welfare for health workers who Lost their life due to COVID19 or accidental death on account of COVID-19 related duty.
This accident insurance scheme covers;
Loss of life due to COVID19, and
Accidental death on account of COVID-19 related duty.
Beneficiary Public healthcare providers including community health workers, who may have to be indirect contact and care of COVID-19 patients and who may be at risk of being impacted by this.
Private hospital staff and retired /volunteer /local urban bodies/ contracted /daily wage /ad hoc/outsourced staff requisitioned by States/ Central hospitals/ autonomous hospitals of Central/ States/UTs, AIIMS and INIs/ hospital of Central Ministries can also be drafted for COVID 19 related responsibilities.
लाभ
- Health workers get an insurance coverage of Rs. 50 Lakhs. The complete amount shall be paid to the claimant of the insured person.
कौन आवेदन कर सकता है
- Public healthcare providers including community health workers, who may have to be in direct contact and care of COVID-19 case and who may be at risk of being impacted by this.
- Private hospital staff and retired /volunteer /local urban bodies/ contracted /daily wage /ad-hoc/outsourced staff requisitioned by States/ Central hospitals/ autonomous hospitals of Central/ States/UTs, AIIMS and INIs/ hospital of Central Ministries can also be drafted for COVID 19 related responsibilities.
- There is no age limit for this scheme
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आवेदन कैसे करें
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Whom to contact in case of any claim?
The institution/department the insured person was working for has to be informed.
Insurance company must be intimated via email id "nia.312000@newindia.co.in"Process of claim submission
The claimant needs to fill up the claim form along with necessary documents as prescribed and submit the same to Healthcare Institution/organization/office where the deceased was an employee of/engaged by the institution.
The respective institution will give the necessary certification and forward it to competent authority.
Competent authority for State/UT is Director General Health Services /Director Health Services/ Director Medical Education or any other Official specifically authorized by the State/UT Government for this purpose.
Competent authority for Central Government, Central Autonomous / PSU Hospitals, AIIMS, INIs and Hospitals of other Central Ministries is Director or Medical Superintendent or Head of the concerned institution.
Competent authority will forward and submit claim to the insurance company for approval.
Whom to contact from insurance company?
Contact the following officials regarding any claim related queries:
Contact persons:-
1. Mrs.
Sarika Arora, Divisional Manager, email - sarika.arora@newindia.co.in or nia.312000@newindia.co.in
2. Mr.
N.
Ravi Rao, Deputy Manager, email id- ravin.rao@newindia.co.in or niadelbroker20@gmail.com
3.
Mr.
Yogendra Singh Tanwar, Administrative Officer email id- yogendra.tanwar@newindia.co.in
आम सवाल
Volunteers are those who are drafted by the Government Official authorized by Central/State/ UT Government for care and may have come in direct contact of the COVID-19 patient Who Are 'Private Persons' Under This Scheme?
Private persons are those who are engaged by both public & private health care institutions/organization through an agency and were deployed /drafted for care and may have come in direct contact of the COVID-19 patient (with the proof that the service of the agencies were engaged by the institution/organization).
Is Individual Enrolment Required?
Individual enrolment is not required.
Whether An Individual Is Required To Pay Any Premium To Be Eligible Under The Scheme?
The entire amount of premium for this scheme is being borne by the Ministry of Health and Family Welfare, Government of India.
Is COVID-19 Laboratory Test Mandatory For Claiming The Benefit?
Laboratory report certifying positive medical test is required for loss of life on account of COVID-19. However, it is not required in case of Accidental loss of life on account of COVID-19 related duty.
Whether Expenses Incurred On Treatment Or During Quarantine Are Covered Under The Scheme?
Any type of expenses related to treatment or quarantine is not covered.
If A Person Is Having Another Personal Accident Policy Or Life Insurance Policy, What Is The Effect Of The Same On Claim Under This Policy?
The benefit/claim under this policy is in addition to the amount payable under any other policies.