चंडीगढ़
Interest Free Loan (CBOCWWB)
मुख्य लाभ
Interest Free Loan for the purchase of the following items:
क्या यह योजना आपको मिलेगी?
शर्तें एक नज़र में
- काम: निर्माण मज़दूर
योजना की जानकारी सरकारी वेबसाइट की तरह अंग्रेज़ी में है। हिंदी में सुनने के लिए “आसान हिंदी में समझाएँ” दबाएँ।
योजना के बारे में
The scheme "Interest Free Loan” was started by the Chandigarh Building and Other Construction Workers Welfare Board (CBOCWWB), Labour Department, Chandigarh. Under this scheme, interest free loan shall be granted to the registered construction workers of the Board for the purchase of items like Fridge, Television/ LCD, Motor Cycle/Scooter, Cooler, Fan & Bicycle.
लाभ
- Interest Free Loan for the purchase of the following items:
- Sr. No.
- Name of items
- Amount of loan
- Re-payment period1Purchase of motorcycle /scooter₹25000/-20 equal installments2Purchase of Fridge₹15000/-15 equal installments3Purchase of television/ LCD₹15000/-15 equal installments4Purchase of cooler₹7500/-10 equal installments5Purchase of Fan₹2500/-10 equal installments6Purchase of bicycle₹4000/-10 equal installments
कौन आवेदन कर सकता है
- The beneficiary should be working in the Establishment, registered under the Punjab Labour Welfare Fund Act, 1965 and his contribution towards labour welfare fund should regularly been received by the Board.
- The beneficiary can apply for the grant of loan for the purchase of one item at a time.
- The installment of the loan will be recovered from the salary of the workers by the employer and said amount should be deposited through the payee A/c Cheque in favour of Chandigarh Labour Welfare Board by the Principal Employer.
- Interest free loan amount will be recovered in equal monthly installments as per the rule.
- The loan will not be granted to those beneficiaries who will be found defaulters in the earlier loan.
- The Loan will be sanctioned subject to the standing guarantee of the employer.
- Any beneficiary will be eligible to avail of benefits of the scheme only after 06 months of becoming the beneficiary member of the Board at least for the last six months.
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आवेदन कैसे करें
Online
Registration Process under Chandigarh Building and Other Construction Workers Welfare Board:
- १
Applicants need to visit the official website of the Labour Department Chandigarh: http://labour.chd.gov.in/
- २
On the home page, click on 'Click Here for Registration' and a registration page will open. Fill in all the mandatory details and click on the 'Submit' button.
- ३
After submitting the details, an OTP is sent to the registered email-id and mobile number, enter the OTP and then submit. Note down your 'User ID' and 'Password' for future correspondence.
- ४
After registering yourself successfully, visit on Login page and click on 'Login'. Fill up the Login ID & Password and click on 'Login'.
- ५
After the login, click on 'Apply for Services' and click on (view all available services). In the search box type (BOCW) and click on (BOCW Application for Registration as a New Member /Renewal).
- ६
Download the CBOCW form and fill up the requisite information and upload this form on the next step.
- ७
Fill up the details for 'New Member' and click on the 'Submit' button. After submitting, click on 'Attach Annexure' and attach all mandatory annexures and save the annexure.
- ८
After saving the annexure, click on 'Make Payment' and complete the payment process.
- ९
Now, click on 'proceed' and an acknowledgement receipt will be generated by the system. Note 01: Attach a clear picture on both sides of the Aadhaar Card. Note 02: Attach a clear picture of the Bank Passbook. Note 03: Attach a clear picture of all the pages which have been filled on the BOCW Copy issued by the Board. (User Manual)Application Process to apply under the scheme:
- १०
Applicants need to visit the official website of Labour Department Chandigarh: http://labour.chd.gov.in/
- ११
On the home page, select the scheme 'INTEREST FREE LOAN' under the Grant of Welfare Schemes to the workers of Chandigarh Labour Welfare Board.
- १२
Read details of the scheme and on the bottom of the page, click on 'Click here to Apply/Register'. (The applicant may also read the user manual by clicking on the 'Click here for User Manual'.)
- १३
If the applicant not register, click on 'register yourself'. A 'Service Plus' window/page will open and fill in all the details to register.
- १४
Now, to apply for the scheme, click on 'Apply for Service' and use 'Service Plus' credentials to Login i.e. 'User ID' & 'Password'.
- १५
After successful Login, the applicant will be redirected automatically to the online application page by clicking on the 'Apply for Service' tab.
- १६
In the application form, fill in Applicant's Personal Details, select the scheme (Interest Free Loan) & Work Place Details. After furnishing all the mandatory details click on 'Self-Declaration' and fill in additional details.
- १७
Enter the verification code/Captcha and click on the 'Submit' button.
- १८
Preview all the filled details and click on 'Attach Annexure'.
- १९
Upload all the mandatory documents and click on 'Save Annexure'.
- २०
After verifying all the details, click on the 'Submit' button.
- २१
Take a printout of the generated 'Acknowledgement Receipt' for future reference.
- २२
To track the application status, the applicant can visit the official website of the Labour Department and login through their 'User ID' & 'Password'.
- २३
Click on 'Track Application Status' and fill in all the details. Now click on 'Get Data' to know the status of your application.
आम सवाल
What is the Interest Free Loan Scheme introduced by the CBOCWWB?
The Interest Free Loan Scheme is an initiative launched by the Chandigarh Building and Other Construction Workers Welfare Board (CBOCWWB), under the Labour Department, Chandigarh. This scheme aims to provide interest-free loans to registered construction workers for the purchase of specified items, including Fridge, Television/LCD, Motor Cycle/Scooter, Cooler, Fan, and Bicycle.
What items can be purchased using the Interest Free Loan?
The loan can be utilized for the purchase of essential items such as Fridge, Television/LCD, Motor Cycle/Scooter, Cooler, Fan, and Bicycle.
Is the loan entirely interest-free?
Yes, the Interest Free Loan provided under this scheme is entirely interest-free.
Who is eligible to apply for the loan under the Scheme?
To be eligible for the loan, the beneficiary must be employed in an establishment registered under the Punjab Labour Welfare Fund Act, 1965. Additionally, their contributions towards the labour welfare fund should be consistently received by the Board.
How many items can a beneficiary apply for at a time?
A beneficiary can apply for a loan for the purchase of one item at a time under the scheme.
How is the loan installment collected from the workers?
The installment of the loan will be deducted from the salary of the workers by the employer. The deducted amount should be deposited through a payee A/c Cheque in favor of the Chandigarh Labour Welfare Board by the Principal Employer.
Can a beneficiary who defaulted on an earlier loan apply for a new loan?
No, the loan will not be granted to beneficiaries who were found to be defaulters in repaying an earlier loan.
Is the employer required to provide a guarantee for the loan?
Yes, the loan will be sanctioned subject to the standing guarantee of the employer.
What is the eligibility criterion regarding membership duration for availing benefits under the Scheme?
To be eligible for the benefits of the scheme, a beneficiary must have been a member of the Board for a minimum period of 6 months.
How to apply under the scheme?
To apply under the scheme, the applicants need to visit the official website of Labour Department Chandigarh and on the home page, select the scheme 'INTEREST FREE LOAN' under the Grant of Welfare Schemes to the workers of Chandigarh Labour Welfare Board: http://labour.chd.gov.in
सरकारी लिंक
labour.chd.gov.in/Step